PremFina is the fastest growing, most trusted provider of premium finance in the UK

We’re here to revolutionise the way people pay for insurance and make it more accessible for everyone involved using our innovative technology and AI enabled solutions.

We're an award-winning FinTech, revolutionising the way people pay for insurance.

Together, we exist to help empower our partners and transform the insurance industry for the better by creating a world where insurance is more accessible and affordable for everyone. We're a fast-growing team, united by our belief in positive disruption to help contribute to a more inclusive society.

We're not just about finance - we're about making premium finance smarter, smoother and better integrated to deliver good outcomes for and fair value for all our customers.

2015-2020: Company founded in 2015 and approved as regulated lender by FCA in 2016.; Venture Capitalist funding including Molten and Rakuten & Private Equity funding from 2 firms in 2019.
2021-2022: Significant investment from a variety of top tier institutional investors and loan-book funding secured through renowned bulge bracket bank.; New leadership team with over 80 years' experience in premium finance and the broader insurance industry.
2023-2024: Working with over 150 broker partners, including iGO4, Compass Network, Ticker, My First, Quote Me Today and Right Choice.; Enhanced proposition, leveraging technology to support improved data and insight, quicker underwriting

2015-2020: Company founded in 2015 and approved as regulated lender by FCA in 2016.; Venture Capitalist funding including Molten and Rakuten & Private Equity funding from 2 firms in 2019.
2021-2022: Significant investment from a variety of top tier institutional investors and loan-book funding secured through renowned bulge bracket bank.; New leadership team with over 80 years' experience in premium finance and the broader insurance industry.
2023-2024: Working with over 150 broker partners, including iGO4, Compass Network, Ticker, My First, Quote Me Today and Right Choice.; Enhanced proposition, leveraging technology to support improved data and insight, quicker underwriting

Empowering a world where insurance is accessible, affordable and flexible for everyone.

How it works

Premium finance allows you to spread the cost of your insurance premium over a set period and these smaller installments help with budgeting monthly outgoings, enabling you to efficiently optimise your business financial resources.

1. Arrange your insurance

Choose the policy that's right for your business via your insurance broker.

2. Easy sign-up

We will send your credit agreement to review and sign via email and then we will pay your broker the full cost of your insurance upfront (subject to meeting our acceptance criteria)